Ritchie Bros. Auctioneers Ritchie List Marketplace-E IronPlanet Mascus Rouse Appraisal SmartEquip IAA
Ritchie Bros. Financial Services

A one-stop-shop financing partner

Ritchie Bros Financial Services

Flexible financing, leasing, and more to help your business

Whether you’re an equipment & truck buyer, dealer or reseller, or company decision maker, Ritchie Bros. Financial Services is here to help your business. With a wide range of services including flexible financing & leasing, rent-to-purchase, capital solutions, dealer financing, secure transaction management 
and more, we’re your one-stop-shop financing partner.

Flexible financing leasing and more to help your business
PurchaseFlex Financing

One approval, buy what you want where you want with PurchaseFlex™ Financing

PurchaseFlex™ and LeaseFlex™ financing options give you the freedom and flexibility to source your trucks and equipment anywhere – from Ritchie Bros., dealers, or private sellers. With these options, you benefit from:

  • Quick application, fast approvals – as little as one day
  • Up to 100% financing with $0 down
  • Affordable, low monthly payments
  • Flexible payment schedules
  • Shop anywhere for almost anything without the need to get re-approved for different assets

PurchaseSafe™ Secure Transaction Management for peace of mind in private sale

PurchaseSafe™ Secure Transaction Management service eliminates the risk and hassle of private sale. This comprehensive service protects buyers and sellers against scams, ensures items are lien-free, expedites interstate & international transactions and more. Ritchie Bros. provides:

  • Professional lien search
  • Secure funds transfer & payout coordination
  • Taxation paid on your behalf
  • Invoicing and sales documentation
  • Title transfer
PurchaseSafe
Capital Solutions

Capital solutions tailored to help your business

Ritchie Bros. Financial Services offers a wide range of proven capital solutions to help your business in a variety of situations. We offer refinancing, bridge loans, mezzanine financing, M&A and LBO financing, and other core and non-traditional financing instruments.

  • Transactions range from $500,000 to $50M
  • Up to 100% loan-to-value (collateral & situation dependent)
  • Pricing commensurate to risk
  • Terms from 6–72 months, with extended amortization where appropriate
  • Cross-border lending capabilities throughout North America

Grow your business faster with dealer financing solutions

Use Ritchie Bros. Financial Services’ end-user retail financing when selling equipment to your customers, and take advantage of our inventory financing to fill your showroom.

Floorplan/inventory financing

Save your capital – finance your auction purchases of equipment for re-sale

  • Up to 100% financing and competitive rates
  • Minimum credit line of $150,000
  • Dedicated Dealer Relationship Managers

Retail financing

Attract more customers, increase sales with financing solutions for end-user buyers

  • Lending solutions for your customers of all credit types
  • Offer your customers up to 100% financing at competitive rates
  • Single page credit application up to $250,000 OAC

Count on the experts at Ritchie Bros. Financial Services

  • US$1+ billion financed in 2022
  • 10+ years of equipment financing experience and tens of thousands of satisfied customers
  • Team of 200+ equipment finance experts ready to help you at every step of the way
Fill out the form below and an Equipment Financing Expert will contact you within one business day. For immediate assistance please contact us at +1 (855)-331-5750

By clicking on Submit, you agree to our Terms and Conditions and Privacy Policy.